Your basement.
Rental income.
Guaranteed.

Start with the suite you have in mind. We assess the space, ceiling height, access, services and applicable approvals to recommend a suitable layout. One-bedroom program rent is $1,800 per month; two-bedroom program rent is $2,000 per month for eligible suites under written agreement. The calculator uses one shared financing illustration to compare income. Selecting a bedroom count changes the rent assumption; your assessment confirms the suitable layout, project quote and financing needed.

That’s an estimated financing payment, not a renovation subscription. Financing $150,000 at 6% over 25 years is approximately $960 per month. Over 30 years it is approximately $892. Your independent lender determines eligibility, your rate, fees and repayment terms.

We coordinate introductions to financing professionals. EnerTrust does not lend money or guarantee mortgage approval. Your renovation price is confirmed after assessment.

Your written agreement sets the construction start date and 60-day completion deadline. If we miss that deadline, we pay the agreed monthly rent until completion, subject to the written terms. We review the approvals, schedule and conditions with you before you commit.

For eligible suites, program rent is $1,800 a month for one bedroom or $2,000 a month for two bedrooms. Your agreement explains when payments begin, how long the guarantee lasts, and eligibility, exclusions and payment conditions.

The ongoing guarantee requires our selected finishes and management through the program. The 8% fee, financing and ownership costs still apply. A rent guarantee does not remove every risk of rental ownership.

Your program brings design, permit coordination, licensed trades, selected finishes, necessary appliances and required inspections together. Your approved scope confirms the kitchen, bathroom, sound-control measures, fire separation and any required separate entrance. Once the suite is ready, we coordinate tenant placement, rent collection and ongoing management through MAPZ.

Ceiling height, structure, drainage, access and existing services are assessed before the scope, price and schedule are confirmed.

Our guarantee-backed program uses an EnerTrust-selected finish package. Standardizing those choices helps purchasing, scheduling and the quality behind our guarantee.

You can manage the suite yourself. You are not required to retain our management, but the ongoing rent guarantee will not apply to a self-managed suite. Your agreement confirms the applicable termination terms.

The relationship includes walkthroughs, furnace and appliance checks, maintenance coordination and preferred-contractor access for your whole home. There is no additional rent-based fee on your owner-occupied upstairs.

Repair labour, parts, materials, replacements and third-party service charges are not included in the 8%. Those costs and approvals are governed by your management agreement. The management fee is subject to applicable tax.

No. Ontario’s additional residential unit policies support adding units to eligible homes, but your project must meet applicable zoning, Building Code, fire-safety, servicing and inspection requirements. Your municipality determines the necessary approvals.

We coordinate your permit application. Approval requirements and timing depend on your municipality and project. Ontario’s second-unit guidance ↗

A legal suite adds usable space and income potential, which may support a higher appraised value. The amount depends on the home, market and independent appraisal. A dollar-for-dollar value increase is not guaranteed.

We welcome requests from across Ontario. Service availability, construction capacity and suitability are confirmed for your location during assessment. You’ll know whether your home and area qualify before entering the program.